Why Credit is Important
Why a credit score matters and how to obtain a credit card to build one
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Lesson 1: What is a Credit Score and Why is it Important "The US economy is built upon , and ultimately, credit boils down to trust When a bank gives you a credit card or a loan, they do so because they trust you to pay them back, and one of the most common..." Learn more > |
Lesson 2: The Different Types of Payment Cards
"There are many different payment methods out there: cash, debit cards, credit cards, ATM cards, and much more All of these cards are different methods of payment, but some help you build your and..." Learn more > |
Lesson 3: Benefits of Having A Credit Card
"Owning a credit card comes with a few responsibilities such as remembering to pay your balance every month, and also brings many benefits A credit card’s immediate benefits include convenience when..." Learn more > |
Lesson 4: How to Choose a Credit Card
"Almost all credit cards offer some form of benefits, rewards, and promotions But they all vary, so it is important to know what features each card offers and which of those features matter most to..." Learn more > |
Lesson 5: How to Apply for a Credit Card
"Applying for a credit card can be simple and painless Most credit card providers allow you to apply for a credit card online The key to making this a quick process is to be organized and have your..." Learn more > |
Lesson 6: What to Do If Your Application Gets Approved
"Congratulations on having your credit card application approved! Your credit card will arrive soon Before it arrives, there are just a few things you should do to be prepared before embarking on your..." Learn more > |
Lesson 7: What to Do If Your Application Gets Declined
If your credit card application is denied, know that being denied simply means you were not a good match for the particular credit card you were applying for at that moment in time Your main course... Learn more > |